We are in the very beginning stages of buying a house. I am scared and excited at the same time. W have started the process for an FHA loan. We need to go to a 1st time home buyer class. 2 Saturdays from 9-1. The application makes my head hurt and Tony is grumpy. I know it is because he is nervous too. This is such a big step for our little family. I do look forward to owning something and giving my kids a yard to play in and rooms of their own. More than anything though I want a big ass tub to soak in!